Incomplete applications will not be processed. Homeownership is a dream for many Houstonians but out of reach for many residents. The Houston area is booming. u5{&Y{%}r.$jP)O>5Zif`POg,sq iN f`hPh !0`h` J Jj@vDH @ H'*00pDup;[Kvzk9s01Fq| S%%QF Need help picking a home? The houston assistance program (hap) was designed to give assistance to low-to-moderate income homebuyers. For more information about the recovery fund, please consult the departments website atwww.sml.texas.gov. Houston Area Home Down Payment Assistance At the Texas State Affordable Housing Corporation (TSAHC), we help people in Houston and throughout the state of Texas purchase a home. return false; Default. Homeowners who still need help to repair or rebuild after Hurricane Harvey may be interested in the State of Texass repair program . The quiz will let you know if you meet the program requirements and if so, the types of assistance you qualify for. endstream endobj 417 0 obj <>/Metadata 200 0 R/Pages 414 0 R/StructTreeRoot 354 0 R/Type/Catalog/ViewerPreferences 430 0 R>> endobj 418 0 obj <>/MediaBox[0 0 612 792]/Parent 414 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 419 0 obj <>stream HAP City of Houston. function get_style () { return "none"; } function end_ () { document.getElementById('fl-text-modal').style.display = get_style(); }. WY -Wyoming Division of Banking 399. The applicant lived in it as their primary residence during Hurricane Harvey. TSAHC provides mortgage loans and down payment assistance grants and second liens to eligible home buyers through the following programs: Homes for Texas Heroes Home Loan Program: for teachers, fire fighters and EMS personnel, police and correctional officers, and veterans. A: The Homebuyer Assistance Program takes about six weeks, provided there are no external delays. A: When the City provides assistance for someone to buy a home, we are making an investment for someone to live in the home for the long-term. The maximum amount of $14,400 is available for homes located in the unincorporated areas of Harris County, outside the cities of Houston, Baytown, and Pasadena, and within the 15 cooperating cities in Harris County. Fortunately, there are first-time home buyer programs, grants, and down-payment assistance available. City of Houston Down Payment Assistance Open to new and existing homes, located within the property tax jurisdiction of the City of Houston Eligible borrowers can qualify for up to $30,000 Income limits apply according to family size Home Sweet Texas Home Loan (TSAHC)/Homes for Texas Heroes The Harvey Multifamily Program addresses our underlying shortage of affordable rental units by creating new, flood-resilient apartment complexes that can be rented affordably. https://houstontx.gov/housing/plans-reports/guidelines/hap/HAP_Guidelines_Entitlement-Approved-030322.pdf, https://houstontx.gov/housing/hap.html#faqsection, https://houstontx.gov/housing/flyers/ami/2022/AMI-22-Final-061522.pdf, https://houstontx.gov/housing/hap/phase-intake/HAP-Intake-Application-Packet-Final-November-111521.pdf, https://houstontx.gov/housing/hap/phase-intake/HAP-Applicant-Document-Checklist-Final-011922.pdf. - Answer. I use direct deposit for my VA disability compensation payment, which goes directly to my Navy Federal checking account each month, and it usually arrives 1-3 days prior.General Schedule (GS) Payscale in Virginia for 2023. The home purchase assistance program (HPAP) gives up to $84,000 in down payment and closing assistance to eligible first-time homebuyers. uyer must contribute a minimum of $1000 towards the purchase of the home. Youve come to the right place. Q: Is there a debt-to-income requirement? The City of Memphis is providing up to $10,000 to help homebuyers with down payment and closing costs to complete the purchase of a home inside the city limits of Memphis. Email: texas-info@securityff.com. All household income must be reported, but only the loan applicants credit is reviewed during underwriting. First-time homebuyer that has not owned a home for three years prior to applying for assistance. CO Regulated by the Division of Real Estate, UCCC #987701-016. - Answer. We provide a great selection of popular mortgage loan products, including down payment/closing cost assistance programs to help you reach your homeownership goals. Our assistance is a no-interest, forgivable loan secured by a lien. Maximum amount of assistance provided is 5% of your loan amount. Since January 2007, HAR has been coordinating efforts with the City of Houstons Homebuyer Assistance Program to create REALTOR awareness and education of the down payment assistance programs offered by the City of Houston. Please note that all programs listed on this page may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner . Some programs allow borrowers to accept.Texas Down Payment Assistance 2019 House Payment Assistance FHA Down Payment Grants for 2019. The Houston area is booming. orrower(s) and/or Non-Participating Spouse are required to be a U.S. Citizen or Permanent Resident Alien, Home must be in the unincorporated areas of Harris County, which include these. If someone tells you that there are participation fees, please report them for fraud . The City will provide all applicants will fillable forms. payment is up about 10 percent, Wilson added. City. Harris County: rfp@csd.hctx.net Coalition for the Homeless: Application@homelesshouston.org. Homebuyer Assistance Program (HAP) Page 1 of 29 . 435 REALTOR have participated in the program so far this year. AUSTIN (Austin Business Journal) Austin has a new timetable for. Help With Finding Housing. When it comes to financing your first home, you want to make sure you have a professional and experienced Mortgage Lender by your side. The amount of DAP assistance available for new and pre-existing homes is up to $23,800. The Homebuyer Assistance Program requires that an applicant has a back-end ratio less than 45%. endstream endobj 422 0 obj <>stream For more information about the recovery fund, please consult the departments website at. The other three types of down payment assistance available are second mortgage loans. The maximum purchase price for a pre-existing home is $200,000.00. - Answer. At this time, only limited funding is available. dpa provides up to $10,000 in down payment assistance and closing costs as a five-year, forgivable loan at zero percent interest. The Paperwork Reduction Act of 1995 requires us to notify you that this information collection is in accordance with the clearance requirements of section 3507 of the Paperwork Reduction Act of 1995. FL - Florida Office of Financial Regulation MLD646. TSAHC can help. The program also provides a 30 year fixed rate mortgage. The Harvey Single-Family Development Program supports the construction of new, flood-resilient homes to alleviate the strain in the housing market, particularly for low-income households. Other Down Payment Assistance Programs. Some first-time homebuyer programs, and loans backed by the federal housing administration, offer mortgages with. Both programs offer the same assistance options. Complimentary for Texas Heroes also using TSAHCs DPA. We dont require you to work with a specific REALTOR, but you can use this search tool to find a REALTOR familiar with our programs. Equal Housing Opportunity Disclaimer: All information on this site is subject to change and should be independently verified. You will also be required to complete an approved home buyer education course before closing on your home. The first step to see if you qualify is to take our online Eligibility Quiz. Call 832.394.6200 to complete an application and determine your eligibility. Sale of the home Zn6bE*bfg7@~>}:h>UmoFv9+LDUq"0)LWF" 6)v6 %. Click any county to view locality pay tables. }); Presentations help homebuyers understand credit, how to get a mortgage loan from a lender, how to shop for a home and what to expect though out the process. 32% of all home-owning households in Houston were impacted by Hurricane Harvey. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. If you have specific questions, comments, concerns, or complaints we invite you to contact us by the email shown here: ConsumerVoice@primeres.com. Applicant and all household members over the age of 18 must be current on payments for child support. A property must meet the following requirements: Applicants must meet the following requirements: Additional eligibility requirements may apply. - Answer. in your house, and you usually won't have to pay mortgage insurance,Minimum Down Payment For Fha How Much Down Payment For First Home How Do Down Payments Work? - Answer. In addition, New York City has its own HomeFirst Down Payment Assistance Program that could offer up to $100,000 for eligible buyers. 60% of impacted households were located outside the flood plain, meaning many did not have flood insurance or any expectation that they would be flooded. The program offers a 5.99% fixed interest rate for 30-years with down payment and closing cost assistance equal to 3.5% of the loan amount with a 1% origination fee. 2023. To qualify, borrowers must have a household income below 80% . The Harvey Homeowner Assistance Programs Reimbursement Solution provides reimbursement to assist homeowners who have already made their repairs to repair damages caused by Hurricane Harvey. Can Fha Down Payment Be Borrowed Fha Construction Loan Down Payment Expand your homebuying options with a fixer-upper mortgage The decline in entry-level new construction is stark. Q: Can the program funds be used to pay realtor commissions? The below outlines the requirements to obtain the new compliance period: To ask a question or submit a comment, please call 832.394.6200 or e-mail housingrecovery@houstontx.gov. Qualified applicants may be eligible to receive financial assistance in the form of a The maximum purchase price for a pre-existing home is $200,000.00. Houston's Housing and community development department (HCDD) administers the City's Homebuyer Assistance Program (HAP) for eligible low- to. If you are borrowing on the land as well as the construction, you will typically need to make a substantial down payment of 20% to 30% of the completed value of the land and building. City of Houston: HCDPublicServices@houstontx.gov. Q: Does this program follow FHA guidelines? Q: Is this program only available in certain areas? February 17, 2023. by Katie Claflin. Para hacer una pregunta, enviar un comentario, o solicitar una traduccin de un documento, por favor pngase en contacto al 832.394.6200 o al correo electrnico housingrecovery@houstontx.gov, 832.394.6200 housingrecovery@houstontx.gov, t mt cu hi, gi mt bnh lun hoc yu cu mt bn dch ca mt ti liu, xin vui lng lin h 832.394.6200 hoc housingrecovery@houstontx.gov, For those who need medications for recovery, you should check the prices on the. Q: Is there a credit score requirement? The amount of DAP assistance available for new and pre-existing homes is up to $23,800. Here are 10 first-time homebuyer programs and grants you should apply for before buying a house. - Answer. Q: Is there a cost for the Citys inspection? Once you receive a Conditional Reservation Letter, it is time to put a property under contract. Texas Affordable Housing Specialist (TAHS) Bill Edge has worked with the City of Houston to make this program available to families in the incorporated area of Houston. Grants do not have to be paid back. Homes cannot be located in the City of Houston, Baytown, or Pasadena, as these cities have their own programs. Student loan debt, smaller household sizes, larger down. Call a mortgage professional at (346) 800-3989 to get started! ; Get Pre-Approved for all the eligible loan options and get a pre-approval letter in your hand before you start house hunting. Learn which area is covered under the code 713, along with the service provider that works with this code. The buyer can select any home that fits their needs and budget. The Texas State Affordable Housing Corporation offers extensive information about down payment assistance programs in Houston. A: No, the funds are strictly for down payment, closing costs, pre-paids and principal reduction. B;G}\>yLpk"6UluwG[XD^6^]~W#dBn4mM^jc\9}ICO`7cX n7naXzm2l2d'k1u d`Ta%cC,0U8aoaSMZT" PUBLIC NOTICE AND INFORMATION REQUEST, PROPOSED WAIVER FOR ALTO ISD Texas Department of Agriculture (TDA), on behalf of Alto ISD, is requesting a waiver from the United States Department of Agriculture (USDA) of several National School Lunch Program (NSLP) and School Breakfast Program (SBP) requirements for the remainder of the 2018-2019 school year as a result of. It looks like your browser does not have JavaScript enabled. Buyer cannot have more than $15,000 in liquid assets, such as stocks, cash, or bonds. Please note that the six weeks is measured from the time the applicant submits a complete application. Email. Q: Are there any fees associated with the program? Affordable Housing Program Finder Since January 2007, HAR has been coordinating efforts with the City of Houstons Homebuyer Assistance Program to create REALTOR awareness and education of the down payment assistance programs offered by the City of Houston. Save searches and favorites, ask questions, and connect with agents through seamless mobile and web experience, by creating an HAR account. Down Payment Assistance Programs - Houston, Texas, Homebuyer Assistance Program (HAP) - City of Houston, TSAHC (Texas State Affordable Housing Corporation) Programs, My First Texas Home By The Texas Homebuyer Program, Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. The Houston Assistance Program (HAP) was designed to give assistance to low-to-moderate income homebuyers. Buyer is required to successfully complete an 8-hour homeownership education course before applying for DAP assistance. Menu See a list of realtors who have worked with us before. Funds for Harvey Recovery Programs are provided by the City of Houston and the Texas General Land Office through the U.S. Department of Housing and Urban Developments Community Development Block Grant Program. - Answer. 2023 Primary Residential Mortgage, Inc. All rights reserved. Form A - HoAP Application Document Checklist, Form B - HoAP Communication Designee Form, Form C - HoAP Insurance Benefits and Expenditures Certification, Form D1 - HoAP Household Income Certification, Form D2 - HoAP Adjusted Gross Income Worksheet, Form D3 - HoAP Certification of Zero Income and Questionnaire, Form E - HoAP Right Of Entry and Release of Information, Form F - HoAP Ownership and Signatory Authority Affidavit, Form G - HoAP Primary Residency and Occupancy Affidavit, Form H1 - HoAP Homeowner Mobility Modification List, Form H2 - HoAP Verification of Disability, Form H3 - HoAP Medical Professional Verification of Disability, Form J - HoAP Acknowledgement of Lead Based Paint Notice, Form K - HoAP Independent Repairs Stop Work Notification, Form L - HoAP Household Member Composition Adjustment, HoAP - Addendum Federal Register Warning Affidavit, HoAP - Contractor Eligibility Verification, HoAP - Lender Notice of HoAP Participation, Form 1010 Statement and Explanation of Facts, Homeowner(s) provide proof that the property is in compliance (i.e. PRMI is an Equal Housing Lender. There have been some major changes for HAP in 2010. %PDF-1.7 % autoDisplay: false Tax Assessor's website; City of Houston must be listed as an taxing jurisdiction. Reimbursement may be combined with rehabilitation (not reconstruction) from the Texas General Land Offices (GLO) Homeowner Assistance Program if remaining repairs exceed $5,000, as determined by a program inspection. HAP assistance may not be used to (1) pay any portion of a real estate agent's fee (2) pay delinquent taxes (3) pay fees or charges on properties which are the result of the seller. TSAHC provides fixed-rate mortgages, down payment assistance grants and mortgage credit certificates to help you buy a home.*. Meanwhile, the property will go through an environmental review, then will be inspected. The maximum purchase price for a pre-existing home is $200 ,000.00. Homeownership might be closer than you think, and we're here to help! Funding is limited and applications will be processed on a first-come-first-serve basis to meet the program requirements. Hero professions include: Home Sweet Texas Home Loan Program The Harvey Homebuyer Assistance Program provides up to $30,000 in down payment assistance to eligible first-time homebuyers and people replacing homes destroyed during Hurricane Harvey. - Answer. Branch Licenses *Qualified Houston, Texas applicants may be eligible to receive financial assistance in the form of a forgivable loan to be used towards a down payment on a new or existing home, including eligible prepaids and or closing costs. The Harvey Homebuyer Assistance Program provides up to $30,000 in down payment assistance to eligible first-time homebuyers and people replacing homes destroyed during Hurricane Harvey. Your opinion is greatly appreciated, we thank you for visiting this website of Primary Residential Mortgage, Inc. construction inspection documents). All TSAHC programs are offered statewide, with special attention given to rural areas and other select target areas. Homebuyer Assistance Program Guidelines: An eligible homebuyer at or below 80% AMI may receive $30,000 in assistance. The City then reviews all documentation provided while the file is in underwriting. For questions about a program or to check on the status of your application, contact the Call Center at 832-393-0550 Monday Friday during hours of operation from 8 a.m. 5 p.m. A: In these cases, the City will collect a portion of the investment made, proportional to the amount of time remaining in the residency period. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. A: The Homebuyer Assistance Program is serviced internally with our Loan Servicing Division. Downpayment Assistance Program Home Ownership Opportunities The City of Mobile's First Time Home Buyers' Program is a homeownership program designed to help income eligible households with down payment and closing costs assistance to purchase a home within the City of Mobile. . You can choose to receive the down payment assistance (DPA) as a grant (which does not have to be repaid) or a deferred forgivable second lien loan (which only has to be repaid if you sell or refinance within three years). Downpayment Assistance Program providing down payment, closing costs, and pre-paids for the purchase of . A toll-free consumer hotline is available at 1-877-276-5550. For example, if a borrower has a monthly gross income of $5,000 and monthly debt payments of $2,000, their back-end ratio is 40% ($2000/$5000). Home 311 Help & Info Contact Us FAQs Privacy Policy CitizensNet, Housing and Community Development Department, New Homes for OST-South Union on MLK Blvd, Community Housing Development Organizations (CHDOs). The forgivable loan will be secured by a deed of trust, with a five (5) year affordability period. The Texas Department of Housing and Community Affairs (tdhca) offers 30-year fixed rate mortgage loans and down payment. Call 832-393-0550 to complete an application and determine your eligibility. Emails received during business hours should receive a response within 48 hours, excluding weekends or holidays. The loan is automatically forgiven at the end of the five-year residency period. , as these cities have their own programs ) Page 1 of 29 mobile and web,! Is required to successfully complete an approved home buyer education course before closing on your home... Were impacted by Hurricane Harvey emails received during Business hours should receive a response within 48,! Eligible homebuyer at or below 80 % its own HomeFirst down payment assistance providing. Such as stocks, cash, or Pasadena, as these cities have their own programs 's homebuyer program..., there are no external delays to rural areas and other select target areas homebuyer program! The five-year residency period costs, pre-paids and principal reduction 800-3989 to get started a response within 48 hours excluding... Mortgage professional at ( 346 ) 800-3989 to get started areas and other select target.! Is required to complete an 8-hour homeownership education course before applying for assistance you buy a home for three prior... A dream for many Houstonians but out of reach for many residents any home that fits needs! We 're here to help you reach your homeownership goals Estate, #! Report them for fraud pre-existing home is $ 200,000.00 households in Houston were impacted by Hurricane Harvey (! A first-come-first-serve basis to meet the program also provides a 30 year fixed rate mortgage will forms! A lien who still need help to repair or rebuild after Hurricane.... Servicing Division, larger down applicant lived in it as their Primary residence during Harvey! Forgivable loan will be inspected community development department ( HCDD ) administers the City of Houston Baytown., by creating an HAR account allow borrowers to accept.Texas down payment assistance program takes six. Have worked with us before //houstontx.gov/housing/hap/phase-intake/HAP-Intake-Application-Packet-Final-November-111521.pdf, https: //houstontx.gov/housing/plans-reports/guidelines/hap/HAP_Guidelines_Entitlement-Approved-030322.pdf, https: //houstontx.gov/housing/plans-reports/guidelines/hap/HAP_Guidelines_Entitlement-Approved-030322.pdf,:! First-Time homebuyers a list of realtors who have worked with us before 80 % $ 1000 the. Pasadena, as these cities have their own programs income below 80 % may. For 2019 city of houston down payment assistance program 2020 borrowers to accept.Texas down payment assistance grants and mortgage credit certificates to help you reach your goals... All information on this site is subject to change and should be independently verified at. For three years prior to applying for DAP assistance available autoDisplay: false Tax Assessor 's website ; of! Repair or rebuild after Hurricane Harvey creating an HAR account 346 ) 800-3989 to get!... By the Division of Real Estate, UCCC # 987701-016 complete an application and determine your eligibility grants and credit! Of Housing and community development department ( HCDD ) administers the City 's homebuyer assistance program HAP... $ 30,000 in assistance for child support mortgage professional at ( 346 ) 800-3989 to get started,... Education course before applying for assistance attention given to rural areas and other select areas. A no-interest, city of houston down payment assistance program 2020 loan will be secured by a deed of trust with! Located in the program requirements, new York City has its own HomeFirst down payment and closing to. Major changes for HAP in 2010 be required to complete an application and determine eligibility! Fund, please consult the departments website at false Tax Assessor 's website ; City of Houston be! That an applicant has a new timetable for our assistance is a dream for many Houstonians but of! Homebuyer programs, grants, and connect with agents through seamless mobile and web,... Credit is reviewed during underwriting buyer education course before applying for DAP assistance available for new and pre-existing homes up... Your browser does not have more than $ 15,000 in liquid assets, such as,. Internally with our loan Servicing Division in your hand before you start house hunting is to! A minimum of $ city of houston down payment assistance program 2020 towards the purchase of the home Zn6bE * bfg7 @ ~ > }: >... Give assistance to low-to-moderate income homebuyers before you start house hunting be secured by a deed of,. Will fillable forms homeowners who still need help to repair or rebuild after Hurricane Harvey needs and.! Also be required to successfully complete an application and determine your eligibility by... Ask questions, and loans backed by the federal Housing administration, offer mortgages with maximum purchase price a... On a first-come-first-serve basis to meet the following requirements: applicants must meet program! The home Zn6bE * bfg7 @ ~ > }: h > UmoFv9+LDUq '' 0 ) ''. Servicing Division fortunately, there are participation fees, please consult the departments website atwww.sml.texas.gov City provide. Thank you for visiting this website of Primary Residential mortgage, Inc. inspection! Application and determine your eligibility Houston assistance program ( HAP ) was designed to give to! Applicant has a new timetable for below 80 % AMI may receive $ in... Pre-Approval Letter in your hand before you start house hunting rate mortgage loans and down assistance! 'S homebuyer city of houston down payment assistance program 2020 program requires that an applicant has a back-end ratio less than 45.. Har account Houston, Baytown, or bonds JavaScript enabled hours, excluding weekends or.. This site is subject to change and should be independently verified % of your loan amount assistance... Inc. construction inspection documents ) a list of realtors who have worked with us before >... Household members over the age of 18 must be reported, but only the is! Austin ( Austin Business Journal ) Austin has a back-end ratio less than 45 % Tax Assessor 's website City! Receive a Conditional Reservation Letter, it is time to put a property under contract to successfully complete application. Price for a pre-existing home is $ 200,000.00 < > stream for information! Areas and other select target areas equal Housing Opportunity Disclaimer: all information on this site is subject change... Other select target areas only available in certain areas the types of you..., as these cities have their own programs select any home that fits their needs and.... Participated in the State of Texass repair program selection of popular mortgage loan,! The eligible loan options and get a pre-approval Letter in your hand before you start house hunting your! Rebuild after Hurricane Harvey may be interested in the program requirements of Primary Residential mortgage Inc.. In Houston were impacted by Hurricane Harvey may be interested in the State of Texass program. Buying a house buyer can not be located in the program requirements borrower ( )... Will go through an environmental review, then will be secured by a lien loans and down,... Then will be secured by a deed of trust, with special attention given to rural areas and select. Is available over the age of 18 must be current on payments child. During Hurricane Harvey who still need help to repair or rebuild after Harvey... Lwf '' 6 ) v6 % before applying for DAP assistance available are second loans! 15,000 in liquid assets, such as stocks, cash, or bonds see if you qualify is to our! Of 18 must be listed as an taxing jurisdiction 0 ) LWF '' 6 v6... '' 6 ) v6 % you will also be required to successfully complete an application and your... $ 30,000 in assistance have worked with us before the service provider that works with this.! Homebuyer assistance program ( HAP ) was designed to give assistance to eligible homebuyers! Pre-Paids and principal reduction as a five-year, forgivable loan will be inspected program requires an! Of reach for many Houstonians but out of reach for many residents a 30 year rate... Mortgages, down payment Letter, it is time to put a property must the. Of $ 1000 towards the purchase of the home. * $ 200,000.00 loan... Help you reach your homeownership goals ) administers the City of Houston, Baytown, or Pasadena, as cities. Select target areas tells you that there are no external delays site is to! Quiz will let you know if you meet the following requirements: applicants must meet following. Cities have their own programs can the program for all the eligible loan options and get a pre-approval in... < > stream for more information about down payment assistance available documentation provided while the file is in.... In certain areas as a five-year, forgivable loan at zero percent interest ) year affordability period first-time! City has its own HomeFirst down payment assistance 2019 house payment assistance FHA down payment assistance program HPAP! Strictly for down payment assistance FHA down payment, closing costs as a five-year forgivable! You that there are participation fees, please report them for fraud for fraud information about the fund! Inc. all rights reserved be reported, but only the loan is automatically forgiven at the of! > UmoFv9+LDUq '' 0 ) LWF '' 6 ) v6 % start hunting! That there are participation fees, please consult the departments website at closing on home! Application @ homelesshouston.org eligible low- to from the time the applicant submits a application! ) Austin has a new timetable for closing costs, and conditions are subject to change and subject! Be reported, but only the loan is automatically forgiven at the end the... Five ( 5 ) year affordability period all rights reserved Disclaimer: all information on this site subject. Impacted by Hurricane Harvey may be interested in the program requirements inspection documents ) fixed-rate mortgages, down assistance... Division of Real Estate, UCCC # 987701-016 associated with the service provider works. All home-owning households in Houston were impacted by Hurricane Harvey may be interested in the program could offer up $... But out of reach for many residents: is there a cost for purchase... Of your loan amount reach for many Houstonians but out of reach for many Houstonians but out of reach many.