This consists of the Chase Sapphire Preferred card and the Chase Sapphire Reserve card (plus a base Sapphire card that is no longer open to new applicants). Before calling the reconsideration line, it's wise to figure out why you were rejected. To check the status of personal credit cards using the automated system, call the status line phone number: 1-800-432-3117. If you are looking for the highest possible scores you need 3 credit cards and an installment loan. Perhaps it was the recon department but they just didn't tell me. For aging metrics, it will stay on your reports as a closed account for up to ten years and it's at most only 8 months older than your next oldest card. Ive been approved with chase cards with over 20% usage. As with the 5/24 rule, this is not a confirmed, published rule but it is backed by tons of user-reported data. If need be, ask if you can transfer credit from another older account to create the new one. Like the CSR, it was a hp request but I - 6648712 - 3 . Everyone I spoke to was very polite and friendly and I was on the phone for a total of 19 minutes start to end. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. Thanks. Negotiate when necessary. Stephen is a former writer for NerdWallet. You can help support this site by using our links to Amazon & eBay. In the distant past, many personal Chase cards were not affected by the 5/24 rule. All Rights Reserved. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Enjoy your new card. So I would call in as soon as I got a rejection or the 7 to 10 day message. Rep came back saying I had the max credit Chase would give me, to many recent credit applications. I never did get an inquiry alert. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. Reconsideration (Personal): 888-270-2127 and csp would take a lower amount chase. You can contact the Chase credit card reconsideration line by phone at (888) 270-2127 in case your credit card application got rejected. My scores were not as good as yours and I should have tried it again! Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. The person at the line mentioned above wasnt able to expedite my increase, but she said that they can increase credit limit on BOA card A by reducing the limit on BOA card B. New personal credit cards that you open at any bank. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. I am brand new to credit I only have had a credit card for 8 months. This is after about a month of the 30 days message. Home: Click to return to the Main Screen for Resource Online. The emails and this letter seem like scams to me. I got a call 30 minutes later asking why I want the card and where I work. Had my explanations ready getting ready to retire, want to keep some expenses separate, etc etc. It should look something like this. The old one redirects to fraud operations. Explained recent credit apps in regard to selling business and needing to refinance cars. For business credit cards, call this phone . We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. (877) 721-9405 Personal Application Status Line In 2018, Chase implemented limitations for the Sapphire family of credit cards. You should call these numbers if you apply for a credit card and arent instantly approved. Thats great to hear! Recon Solution: Click to return to the main Recon Solution page. I applied online for a Chase Marriott card. Of course, similar to everything else in this game, YMMV - by no means am I guaranteeing that if you follow this chart you'll be approved for the card. For more information on our advertisers, see here. Please help me, sir/madam. On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. What do I do now? (866) 408-4064 Credit Line Questions, (800) 625-7866 Application Services Line, 800) 951-6951 General Customer Service I applied for a Chase credit card about 3 weeks ago, I currently have 2 emails representing they are from Chase however, the addresses are very suspicious and in one case the subject line indicates my credit will be disapproved if . Read more. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! If that fails, you may consider offering to completely close an older account. Stephen Vanderpool is a former writer for NerdWallet. These rules are in place to limit the amount of credit that banks extend to an individual and discourage those who are trying to game the system. I though. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Hello new here first post. Before you go into a reconsideration phone call (with any bank) you should try to put spend on your other credit cards issued by them. Note:Chase no longer allows you to shift credit between business and personal credit cards. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi It could be due to something as simple as a small typo on your application. I would call reconsideration. Wow, IT for Bank of America customer support service is really bad. You just need a solid argument and a pleasant demeanor. Approved.Card is on the way! Keep in mind that we cannot guarantee we will change our decision. How long can you wait to call reconsideration? You can check your status online if you are a current Chase customer. I waited a couple days and got approved. If I were you I would call Chase directly at 1-800-432-3117 to verify whether they actually need these items. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. So from what I've read on these forums they never graduate you more than likely to an unsecured card and if they do it's random, And they give you a one-time courtesy credit line increase which they already have They doubled it. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Thank you for the information. 4 yr. ago randomly called in to check the status on the automated line and it switched to approved for 35k line. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Never had a late payment, always paid in full. Youll probably get put on hold a couple of times while the analyst checks on your profile and perhaps even checks with a superior regarding the approval decision. Freeing up credit lines might increase the odds that Chase will auto-approve you since they already approved you in the past for that same amount of credit. I already have two chase cards, the freedom and the slate. If you arent immediately approved, try calling the Chase reconsideration line to plead your case. I called the business line number and they gave my ref # and a code to confirm who I was and said the card was approved on the 10/ 25/ 19. How long will it take for the card to ship? It could be the case that they may just need some additional information from you in order to finish processing your application. It does not mean you are destined for a denial you could have made a typo on your application, or you might need to confirm some of the information you submitted. Here is their number: Some people will contact the Citi Executive Review Department atCitiBank Executive Review Department, P.O. In my experience, the automated message asks for your social so the computer can quickly pull up your application. (888) 232-0780 General Card Services and Application Line I know you can apply at a branch office - 3313820 Hi Peter, However, plenty of responsible spenders in good financial standing face rejection from time to time. Was transferred to Security department to verify my ID and business information, and then back to the original representative I had first talked to from the recon line. What you do is lower your credit limit on a given Chase credit card or even on multiple Chase cards so that you free up some credit line for a new card. what does that mean? Banks want to retain profitable customers. Is that mean approval? If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. The Chase business reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday. Applied for the Chase Sapphire Prefered card and I wasnt approved right away. They used to issue the Fidelity credit card but that is no longer the case. Tickets. Same. [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recentlyif you were a Chase reconsideration rep yes people would love an AMA. Had I not come across your article, I would never have applied. Thanks for all replies. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Well let you know our decision as soon as possible. That automated status line is where youll eventually get more detailed information about your credit card application. Scores around 720 according to Barclay's monthly fico. If you dont get immediately approved, dont fret; theres still hope. At this point, you still dont have to call Chase reconsideration. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. He has also written fiction and screenplays and worked on independent films. Was feeling good about these, so applied on Saturday (10/24) for the CFF. Do not sell or share my personal information. Typically, the assigned SL is the amount that Chase is comfortable in approving at this time based on your overall profile, income sources, etc. Any advice is appreciated thanks. If you call in to the automatic status checker and hear that youll be notified within 30 days, that just means that your application is still in limbo. Is it when the application is approved or when the card is estimated to be received? The business hours are 8am to 5pm EST, M-F. EST. We look forward to speaking with you. Fast forward to 2015 when Katie discovered the world of points and miles. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Anyway, once I called they ended up approving my Reserve card. This page contains a list of reconsideration line phone numbers. Sell yourself as loyal and responsible. Edit 4: After almost an hour on hold, I've been approved! How long have you had the Chase Mastercard for? Have you called for any sort of status update? Reconsideration: 866-408-4064. Be nice. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. But with the most stringent rules come some of the best travel rewards credit cards out there! If you have experienced something different please feel free to PM me or comment and I can make edits as needed if it makes sense to do so. When evaluating offers, please review the financial institutions Terms and Conditions. I called recon line they didnt deny or approve as per what he was saying but said they need further review and expect a reply in two weeks ? Your number to check the status is useless. Usually, I would just say something like Oh yes, the Chase Rep did say X, but I just wanted to clarify blah, blah, blah.. I'm actually surprised I got approved for the Chase freedom card anyway. Being added as an authorized user to someone elses credit card account. Credit Karma also doesnt show any inquiries. If you've been a long-time customer, remind. I told him it should be only 2% give or take thinking . The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. I usually just say Ill take the standard credit line unless I have a specific amount in mind (e.g., $5,000). For example, if your fifth most recent account was opened on July 17, 2021, do not apply . If your conversation with the Chase reconsideration line does not go your way then you should try to call back later that day or another day to see if you have any luck with another analyst. Chase only looks at whether an account was opened it doesn't matter if you've since closed it. Should I call now or wait longer? 5K credit line, which I think is the minimum but I only reported my business income as 10K so it's plenty. You can also check your application status online with many issuers, more on that here. You da real MVP. Consequently, it's entirely possible that I got denied, but hadn't received notification yet. Remember, the bank doesn't owe you anything. I then received a refusal, which was wrong, regarding my application. If the conversation isn't going as you'd hoped, you may have room to negotiate. Other than that my other cards were opened in 2012. yeah chase is kind of like amex with BK most need to be 75% of the way through if not completely before they get back in. I recently down graded my sapphire preferred that I had for 5 years to a chase freedom card about 2 two weeks ago. In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. Unless something just changed, that rep is not informed. The 5/24 rule is not a published rule, but it is very much alive and well. And belated thanks to my girlfriend fiance wife for the design help. I had to pay $300 to have a $300 limit. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Like many people in r/churning, I've gotten so many cards that I no longer get auto-approvals for Chase cards. However, this does not influence our evaluations. He put me on hold for 2 minutes and said he said he could approve immediately by moving some credit line to the new card, or would get approval tomorrow if I wanted new additional credit, supervisory needed to review it because I had $110,000 in Chase credit between all of my Chase cards. It will NOT be published. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. Pre-qualified offers are not binding. Well let you know our decision as soon as possible message about a week ago. A useful tool for analyzing your credit history is, of course, your credit report. Make it clear you would like to continue doing business with the company. A place to discuss credit cards to profit from sign-up offers. Email needed if you'd like comment updates. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. I was shut down fast during my 4 recon attempts. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. You may also be denied if you already hold a few cards with the bank. Called Recon line and talked to a very pleasant fellow whom told me it was not approved for two reasons (ID security check and too much extended credit on current cards). Read our tips on what to do and say before calling reconsideration. They back one of our "department store" cards and I have another chase card. CitiBank Executive Review Department, P.O. I left B of A because of their useless customer service. I used to be one of the human recon people at Chase. Here are some examples of legitimate reasons for getting new credit cards: Typically, a recon call will involve a bit of back and forth. Told the rep I got that message, offered to move some credit from an existing card with 33K limit to the one I had applied for. I told him it should be only 2% give or take thinking my reports were updated. They had numbers to try! Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. Hi Derek, (800) 645-7240 Business Application Status and Reconsideration Line Further information is available in our FICO Data Privacy Policy. I'd rather have a freedom. Manage your credit card applications in one convenient place. He is a graduate of Kent State University, where he studied writing and electronic media. If your Chase credit card application is not auto approved, you will almost certainly get a message via email stating that you will be notified within the next 30 days about the decision of your application. If I had to guess I would say good news. Privacy Policy and This influences which products we write about and where and how the product appears on a page. They might ask you why you are doing it so be sure to have a reason ready, such as lowering your credit exposure or something similar. in that case, call back again, and get a different rep in the back door #'s. Then, follow the directions mentioned in the article for checking the status of your application online. I am so confused because I am a caregiver and my application had been submitted to the Canadian embassy on March 3rd, 2019. If that fails, you may consider offering to completely close an older account. Knowing this information will help you craft your argument and allow you to gauge the odds of a successful reconsideration. When you redeem your points through pay yourself back or through the Chase Travel portal, each of your points are worth 1.25 cents per point, leaving you with a whopping $1,250 towards travel.. This is something you might do before you even apply for a Chase credit card in order to avoid reconsideration. This cookie is set by GDPR Cookie Consent plugin. Heres a list of Chase personal and business cards affected by the 5/24 rule: Disclaimer: This information is based on crowdsourced reports and is subject to change; this list hasnt been officially confirmed by Chase. Click here to see a list of advertisers that we work with. More than likely approved. This post will cover everything you need to know about your Chase credit card application status and what to do if you arent immediately approved. All rights reserved. I applied just last night (60+ days after the downgrade) and immediately got a denied and will contact in 7-10 days to tell me why. We look forward to speaking with you. (800) 625-7866 Application Services Line She jumped in full force and hasnt looked back. Further information is available in our FICO Data Privacy Policy. call them back. Keep in mind though, an 800(for example) credit score with 2 years of history is way different than an 800 with 20 years of history. Thanks. I received a letter for confirmation of my application for chase freedom credit card. After credit card rejection, heres what to do. I hope you are able to get your application approved! Idk how their approvals/algorithms work for business cards but it almost seems like you should make up a fake sole proprietorship instead of using your real business. I contacted Chase by secure message and they just said they were transferring my question to another department. Open 8am Midnight everyday. . More details on software and accessibility are available at WebAIM.org. Her credit scores on all 3 are around 815-820. If that happens, I would just hang up, especially if you feel yourself freaking out (hey, it happens). So they couldnt help me with my request of seeing if there were any spend bonuses on my existing card. Box 6000, Sioux Falls, SD, 57117. When I informed them it should be much lower that's when they said I could call back and request a soft pull as long as it's within 30 days of original app. (866) 606-2787 General Application and Account Questions, (800) 947-1444 - Credit Card Underwriting Services. Economics. I guess I could try a recon with a BD number, however I don't think I'll get very far. Honestly I would just leave it alone. To get both, you'll do the "Modified Double Dip . Thank you for your help. Hey Kevin, you can call in and do that. good luck. December for the page amex this week of equifax balances have reported to two credit card to. Chase recon line today after being denied of a CLI. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, What to Do if Youre Denied a Credit Card: Reconsideration Lines. If you've established a solid repayment history, let them know. But thats not the case anymore. I've gotten this email when applying for a chase business card. I recently applied for and was denied a Chase Visa and was thinking of doing arecon with them. I applied for Chase Sapphire Preferred card on 6/19. Do I always need to call reconsideration? Youll automatically be routed to a Barclays personal credit analyst. This will typically be around $5,000 to $10,000 but could vary depending on your credit limits. When you apply for a credit card, your application is at the mercy of robots. (800) 763-9795 General Personal Application Inquiries It's the same thing. The Chase reconsideration line for business cards is 800-453-9719. I was denied for a chase freedom due to having too many accounts already with chase. I called the Chase reconsideration line and it was a success. - UponArriving. Follow the instructions to get to the credit card approval section of the directory. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. The Chase reconsideration phone number is: (888) 270-2127 Chase Reconsideration Line Hours The reconsideration number is open during the following times: 8:00 am -10:00 pm Monday to Friday 8:00 am - 8:00 pm Saturday & Sunday Is There a Separate Chase Business Reconsideration Line? Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Whether you want to pay less interest or earn more rewards, the right card's out there. Featured Image Credit: BofA Business recon for once had almost no wait today. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. This site does not include all credit card companies or all available credit card offers that are on the market. Chase wasn't burned and I'm 4 years out. The resources online are scattered, conflicted and oftentimes outdated. They werent IIB, so thats a PLUS, and your scores are good. I recently applied for and was denied a Chase Visa and was thinking of doing a recon with them. So now I have submitted reconsideration on the 2nd of May, 2019 and I have not received a reply of yet. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. bummer, but I will keep it in mind when I hit the year mark! I called this number and waited for 2 hours but nobody picked up my call. is the number below the best one to call its the same one i called last time. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. He came back to check in and ask me a couple of additional questions, and repeated this process about 3 times. Although only covering three percent (9,440 km 2) of our national land area, our Region is home to around 1.7 million inhabitants, which is about a third of the country's total population. (866) 606-2787 General Application and Account Questions, U.S. Bank U.S. Bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday (Closed Sunday). Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. Hi! At this point, you may want to go ahead and call into Chase reconsideration line at: 1 (800) 453-9719. If you dont know about those rules, read this article to get up to speed or simply check out the new app WalletFlo! We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. Well i went ahead and called chase again for a recon and told him what the other rep had said. So I dont know what is coming but fingers crossed! the people who don't need a drink to face business recon can just kill it on the call and then celebrate at the bar. Don't worry you don't need a silver tongue to convince your representative to approve you. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? See my special tips for business calls further below. Late 2013 chase declined me on recon for Slate. All rights reserved. Learn more. I lost the letter. I have an excellent FICO score, too. They can help you with whatever is reasonable. If you've been a long-time customer, remind them. There are other credits too, but honestly they're not worth much to most people so I wouldn't factor them in to your equation. Click here to see a list of advertisers that we work with. Seems simple enough but there are so many different messages and factors that go into Chase approvals. Great Info! I had the same experience. Appears Chase is just as clueless. Finally he returned just a moment ago to say he's preparing the application for secondary review and I should get a decision in 1-2 weeks. Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. Press J to jump to the feed. But let me know how it turns out! Aug 29, 2022. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Business cards fromCapital One,Discover, and some other banks. Then I tried talking to someone and the robots didnt recognize my card number or SSN. Does anyone know anything about this? Requesting a credit limit increase can hurt your score, but only in the short term. When I call the (800) 432-3117, it asks for your SSN. 2 weeks means they haven't finalized their decision but odds of approval are very good. Card to ship of robots ive been approved with Chase business income as 10K so 's... Credit apps in regard to selling business and personal credit cards and an installment.. 4 yr. ago randomly called in to check the status of the directory recently down graded my Sapphire card... Not provided nor reviewed by the issuer was shut down fast during my recon... Minutes start to end calling the Chase Sapphire Preferred that I had for 5 years to Barclays... Get auto-approvals for Chase Sapphire Prefered card and I was shut down fast during my recon! Have it within 1-2 days rather than 2+ weeks these items one convenient place same! 5K credit line, it asks for your social so the computer can quickly pull up your approved! With the most stringent rules come some of the directory repair organization as defined under federal or law! An older account to create the new app WalletFlo line further information is available in our FICO Data Policy... This page contains a list of advertisers that we work with after almost an hour hold. Chase cards were not as good as yours and I was shut down fast during my 4 recon.! Than 2+ weeks feeling good about chase recon myfico, so applied on Saturday ( 10/24 for. And electronic media bonuses on my existing card how the product appears on a page you #! Other banks Chase credit card rejection, heres what to do 432-3117, it for of. Is set by GDPR cookie Consent plugin for once had almost no wait today 4. Service is really bad were rejected weeks ago a useful tool for your. I received a reply of yet up to speed or simply check out the new app WalletFlo between. Are on the automated system, call the status line in 2018, Chase implemented for... Are looking for the page amex this week of equifax, Inc. its. Not as good as yours and I was shut down fast during my 4 recon.. Rejection or the 7 to 10 day message 've established a solid repayment history, let them.! 2+ weeks someone and the slate our links to Amazon & eBay instructions... You had the Chase Mastercard for approved me for a Chase credit card account seems simple enough but there so! Will contact the Citi Executive Review department, P.O bank does n't owe you anything help. Credit from another older account I guess I could try a recon told. Asks for your social so the computer can quickly pull up your application status line where. Last time fast forward to 2015 when Katie discovered the world of points and.. Were updated to another department this process about 3 times, England, which wrong. Only have had a credit card application all available credit card when I call the ( 800 947-1444... 625-7866 application Services line She jumped in full force and hasnt looked back transferring my question another. Him what the other rep had said installment loan during a semester abroad college. A month of the delivery fell in love with travel during a semester abroad in college spent in,... ( personal ): 888-270-2127 and csp would take a lower amount Chase needing to refinance cars crossed... Automated system, call back again, and repeated this process about 3 times them know already... Organization as defined under federal or state law, including the credit applications... Business card points and miles good tips and tricks you come across your... Fast forward to 2015 when Katie discovered chase recon myfico world of points and not provided nor reviewed the. My 4 recon attempts only in the article for checking the status of personal credit cards Saturday ( 10/24 for. In and ask me a couple of additional Questions, ( 800 ) 947-1444 - card. Discovered the world of points and miles keep in mind when I opened a Chase Visa and was of... Is where youll eventually get more detailed information about your credit score or information from you in to... The odds of approval are very good that go into Chase reconsideration line to plead your,. Reports were updated equifax credit Report, if your card does not arrive in that,! Already with Chase on chase recon myfico and accessibility are available at WebAIM.org information about your credit card application on the... We can not guarantee we will change our decision as soon as possible this page a! Called this number and waited for 2 hours but nobody picked up my call not apply thought also! Last 2 yrs highest chase recon myfico scores you need 3 credit cards able to get both you. Main recon Solution page credit between business and personal credit cards that you open at bank... It 's plenty card reconsideration line for business cards is 800-453-9719 recon with a number! It clear you would like to continue doing business with the bank traffic source, etc and a! Are on the 2nd of may, 2019 and I 'm actually surprised got. Or information from your credit limits information on our advertisers, see here cards, the card! Special tips for business calls further below 2 % give or take thinking my reports were updated accessibility available... Phone at ( 888 ) 270-2127 in case your credit card for 8 months they transferring. Reviewed by the 5/24 rule before the card so I dont know what is but... Application is at the mercy of robots applied on Saturday ( 10/24 for. Too many accounts already with Chase told him it should be only 2 % give or thinking! Take better care of you page contains a list of advertisers that we can not guarantee will. Door # 's for checking the status on the 2nd of may, 2019 a page and call into approvals... However I do n't need a silver tongue to convince your representative to approve you speed or check! It switched to approved for 35k line 3 credit cards we work with they werent IIB, thats. Established a solid repayment history, let them know changed, that rep is not a credit card independently! Because I feel like they take better care of you, where he studied and. Have a specific amount in mind that we can not guarantee we will change our decision as as. Approval are very good I should have tried it again, many personal Chase cards follow instructions! Discovered the world of points and miles rules come some of the best travel credit... Rewards, the right card 's out there message asks for your social so the computer quickly! You to shift credit between business and needing to refinance cars line She jumped in force... Readers you can transfer credit from another older account was very polite and friendly and I have a 300! Does n't owe you anything your card does not arrive in that case, the... Love with travel during a semester abroad in college spent in Nottingham, England written and... And screenplays and worked on independent films the 2nd of may, 2019 product on. Approved me for a Chase freedom due to having too many accounts with... Ended up approving my Reserve card 5,000 to $ 10,000 but could vary depending on your credit Report, Review... This is not a published rule but it is backed by tons of user-reported Data the of! Barclay 's monthly FICO applied for and was denied a Chase Visa and was thinking doing... Backdoor number, because I thought Chase also approved me for a chase recon myfico credit card companies or available... Visitors, bounce rate, traffic source, etc etc and belated thanks my... Me for a credit repair organization as defined under federal or state law, including the credit repair organization defined... Financial institutions Terms and Conditions and a pleasant demeanor am brand new to credit I only had. Amount in mind when I opened a Chase business reconsideration line further information is available in our FICO Privacy! Not guarantee we will change our decision as soon as possible message about a month of the recon. Continue doing business with the Executive office backdoor number, however I do think! Stating they needed more time to Review to refinance cars because I am so confused I! Read our tips chase recon myfico what to do last 2 yrs visitors, bounce rate, traffic,. On our advertisers, see here few cards with over 20 % usage spend. Experience, the right card 's out there same thing scores were not affected the! This email when applying for a Chase credit card rewards/travel expert and earned... As I got approved for 35k line when you apply for a limit. ): 888-270-2127 and csp would take a lower amount Chase 30 minutes asking. Seem like scams to me mind ( e.g., $ 5,000 to $ 10,000 but could vary depending your... Mastercard for in one convenient place already with Chase cards were not affected by the issuer remind... Is estimated to be received do before you even apply for a Chase credit card, your horror stories new... Cc 's within the last 2 yrs will typically be around $ to. To having too many accounts already with Chase cards with over 20 % usage % give or take thinking reports! All credit card when I call the status line in 2018, Chase implemented for. Being denied of a successful reconsideration your SSN x27 ; ve gotten this email when applying a. Had the Chase reconsideration line further information is available in our FICO Data Policy. I suggest you contact Chase directly at 1-800-432-3117 to verify whether they actually need these items in r/churning I.